Showing posts with label Credit Card Use. Show all posts
Showing posts with label Credit Card Use. Show all posts

Monday, October 20, 2025

It was 3 pm before I decided to get ready to go out (a short post)

 


My original plans for the day were to get showered, dressed, and out of the house by 3 pm.  This would have given me enough time to choose a summery dress (the temperature broke 80° today) for a trip into NYC to see a Broadway play.  Well, that didn't happen....

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I woke up early again, and had no energy to do much more than sit on the couch all day.  Yes, I cooked breakfast for a change.  But I won't count that much for doing anything.  By the time I was ready to get moving, I had time to make it to the city.  Yet, I didn't do so, as there weren't any good/cheap tickets left for the play I wanted to see.

Instead of trekking into NYC, I decided to make a run to Costco to pick up a few things, and then get a couple of slices of pizza.  Was the pizza good?  Yes, but it was not the meal I first contemplated for the evening.  But this was just as well, as I spent more than enough month today.  I made the mistake of charging two garments to the wrong credit card by accident - I had $125 in credits on my Amex card and wanted to burn them off.  Instead, with a couple of other things, I now have $200 on my Visa card.  Thankfully, I have the cash on hand to pay these bills.

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As the winter comes closer, I will look to flesh out my winter wardrobe a little.  Going out in dresses all the time is not what a cisgender woman does during the winter.  So I will need to find a few more tunics I can wear over leggings for the colder weather.  Let's hope I can find things in my size that will both fit and look good on me.

 

Friday, December 15, 2023

I'll be going on another cruise soon - this time as Marian!

 


By the time you read this, I'll have already packed for my cruise. It's a simple 7-day run from NYC to the Bahamas via Port Canaveral.


I'm not much of a fan of visiting Port Canaveral, as it is only a restocking stop for the ship gussied up as a place worth visiting.  If one wants to go to Orlando's theme parks, one has to take an overpriced shuttle to reach them AND pay for a 1-day pass which will only be used for less than half of a day.

Given the relative cheap price for me to take a solo cruise, I figure that I'd try out MSC as a cruise line.  Even if I like this cruise, I don't intend on cruising on the line that often, as they do not yet have any West Coast / Alaska cruises which would make it worthwhile to use them for special vacations.  Yes, I could have tried them out for our Norway cruise next year.  But I didn't want to risk having a bad cruise with RQS taking money out of her savings account to finance her trip.

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I've been told that MSC's basic drink package works on their private island.  This means that I'll be able to have a beer or two while there and not worry about getting nicked when back on the ship.  (Some cruise lines' private islands do not honor the onboard drink package when on some of their private islands.)  Since I don't drink much, this is not much of an issue for me.  But it might be for some of my readers.

For those who cruise often, MSC is an outlier in the way it does things.  For example, it doesn't attach your credit card information to your cruise card account before embarkation.  Instead, it requires that the cruiser to register his/her card shortly after embarkation.  To make things worse, since the line is headquartered in Switzerland, one should bring a credit card that doesn't charge foreign transaction fees, as one might get nicked extra service charges on every shipboard debit made to one's account.  (The big 3 "American" cruise lines all use American banks. so one doesn't have to worry about these fees when one is onboard the ship.)

I'll miss RQS on this cruise.  But it'll be nice to travel as Marian again, and will be even nicer to see her when I get back to NYC....


A true "Bucket List" cruise.

  This is a cruise I'd like to take someday in the future.  It's 28 days long, and it goes to ports I'll never have the chance t...