A year and a half ago, I had my wallet stolen, and had to get replacements for all the cards I had in it. This wasn't as much of a problem as it seemed, as I was lucky to have done everything right. However, another card of mine was affected in a data breach, and I found that one of my auto-debits wouldn't work as expected. Knowing that this would cause me a problem if I didn't resolve it quickly, I decided to get things fixed today, with a little more than a week to go until the next auto-debit.
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Last June, I signed up for a deal with Princess Promotions where I would get "concierge service", a $3000 credit on my next cruise, $350 in hotel credits, and a 5 night premium hotel stay. One problem. This deal is not from Princess Cruises, but a sub par online travel agency using Princess' name and goodwill. Given that I could get better deals for hotel stays from booking.com or orbitz.com, I realized that this deal wasn't so great and accepted that I would likely lose $500 in the deal. What I didn't plan on is the credit card I used for payments would get compromised, and a new card number issued just before my last cruise.
Given that the next payment would be coming due soon, I tried to log on to see how I could change my payment method. And no option was provided. So now, I had to make a phone call to get this fixed, and I went through a gauntlet to get this done. If it weren't for the fact that we were getting close to final payment date for my Alaska cruise, I would not have worried so much. But now, this task is done, and I hope done properly. Otherwise, I'll have to go through another gauntlet to get things fixed properly so that we can go on our cruise later this year.
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When the data breach occurred and my card got compromised, I had it connected to Uber, Lyft, Curb, EZ-Pass, OMNY, Metrocard, and other services. I still don't have a complete list yet, but I'll stumble into them as new charges are made by these services.
It could be much worse....
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