Car shopping - Weekend #2

 

I'm certainly not in the market for this old truck.  But I am in the market for a new car, and it will most likely be an SUV, given the options available to me.  Gone are the days of nice sedans and coupes.  We are now in the age of the do anything vehicle.  And this is not a bad thing, considering that we all seem to need to carry large things in the back of the car now and then.

This weekend, I was forced to stay in Mario mode, so that I could visit several car dealerships and have ID that matches my gender presentation.  What bothers me is that I won't be able to get my nails done for a few weeks, so that Mario looks like he's expected to look - like a boring, heavy set, old guy.  And we had a frustrated laugh at the first dealership we visited.

Most of us have gone through the frustrating experience that is new car shopping in the Unites States. First you enter the showroom and meet a salesperson.  Then, they ask for your license, so that they can check your credit report and start the process of structuring a deal designed to get you to buy their car with maximum profit. When the salesperson comes back with your license, he starts asking you about your budget for the car, whether you will be financing the car and what kind of monthly payments you can afford, whether you have a car you'd like to trade, as well as other information he will need for his finance guy to structure a deal.  Only then, do you get to the process of taking a test drive.

Now, I have been around this block before, and I have had many dealers try to screw me - even when I was willing to buy a car at MSRP (both before, during, and after Covid-19).  So, I've taken the time to learn how to NOT provide much negotiating information to the "enemy". And RQS has been a great help to me while we have visited the dealerships.

Before RQS came up this weekend, I had a pleasant test drive of a Honda at a local dealership.  The salesman knew that I've been to this dance before, and didn't try to hard sell me on the car I tested.  Instead, we had a long, leisurely test drive on both local roads and the highway, and I found this to be the best car I had tested so far.  Although there is one thing I don't like about the car (the CVT transmission), I'd buy this car at the right price.  This would become the car I measure things against in test drives planned when RQS arrived.

On Saturday, we visited the first of these dealerships, a Mazda dealership, where we were greeted by a salesperson who offered us coffee and proceeded to ask for my license, so that he could make a copy.  After an excessive amount of time, RQS and I were starting to get frustrated.  But then, I think the salesperson couldn't pull a credit on me, as I had frozen it when my wallet was lifted in Chicago.  And only when he gave up, did he return to the desk to try and extract more information from me - which he didn't get.  After the test drive, we chatted and I got his opening price for the car - something in a fair range for the vehicle we tested.  Unfortunately, it was getting dark, so we suspended our shopping for the day.

Sunday came, and we ended up visiting 3 dealerships.  The first one we entered, a Subaru franchise in Yonkers, got me to write a "Nastygram" (as I call it).  We entered the dealership, and the receptionist was doing her business on the phone and didn't bother to acknowledge us.  After 10 minutes of walking around, no one bothered to ask us anything, so we left.  (Given the large inventory on their lot, I don't think they are too successful a dealership.)  And then it was onto the next dealership - a Yonkers Honda dealership.  Although we were acknowledged promptly, we still had to wait a while due to short staffing. When we finally met with a salesperson, we were told that they don't do test drives on Sundays, and that she couldn't give me an out the door price - she was required to haggle.  Since there's no way we'd even consider doing this without even a test drive, we moved onto a third dealership in White Plains. This time, we were greeted promptly, "interrogated" for sales information, and given our test drive. Although we did get an out the door price, it would not be as good as the price I got before the weekend started.

Monday came, and I wrote the "Nastygram" I mentioned above.  Even though I received an apologetic response later in the day, I won't return to that dealership.  I figure that I can get a better deal from other dealerships that carry its brands, assuming that I don't go with the Honda....

Chicago Girls Trip - The Aftermath

Now that I returned from Chicago, I had to take care of many things related to the theft of my wallet.  First, I had to call the remaining credit card companies that I couldn't reach on Monday to close the accounts to new transactions.  Then, I had to replace the documents I had kept in my wallet related to my driver's license, car registration and car insurance. Following that, I had to visit two banks to make sure that the correct cards were cancelled, and that new ones would be on order.  For all of these tasks, I was glad to have my US Passport handy, as this would serve as government issued photo ID for every procedure that requires photo identification,

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I  should feel more exhausted than I do right now.  But I think I'm running on a steady flow of Adrenalin in my arteries.  When I texted RQS, STX, and JTX, they told me that I accomplished a lot in a short day.  In reality, one can accomplish a lot if one has a good plan.  Although I'm good at doing things on the fly, it helped for me to write down a list of things to do before I started out for the day.  This way, I would know how to adjust things when circumstances dictated a change in plans.

Just before I went to bed, I noticed that the fraud unit of American Express stopped payment on the wrong purchase.  The thief made a bogus charge to Target, and I made a legitimate charge to the Frank Lloyd Wright trust, and the chargeback went to the wrong parties.  So I called Amex at 2:00 am to get this fixed while I was awake enough to do so.

Monitoring both credit card charges and my credit reports will become a regular thing for the foreseeable future, especially when it's time for me to turn off credit freezes so that I can finance a car I plan to buy.  The big question will be: What kind of car do I want and how much will I finance?