Showing posts with label Big Ticket Purchases. Show all posts
Showing posts with label Big Ticket Purchases. Show all posts

Thursday, September 14, 2023

Rambling on a little....

 


When I have no urgent commitments for the day, I tend to do nothing.  Today, I did it well.  My energy levels usually don't start rising until the afternoon.  And then, it's often too late to do much of anything. This was my day today. With that being said, I still got around to doing a little reading - something I don't make enough time to do. 

One of the things I usually put off doing is laundry.  Most of us tend to put this task off until we have enough whites or colors to fill a basket, and do the laundry one load at a time.  Living in an apartment, I have to do the laundry within a certain time period during the day, and it's not convenient for me. So, it's a task I put off until I have no choice but to take care of it.  And that will be the first thing I do tomorrow.

Like many procrastinators, I tend to put off certain tasks that I hate doing.  In my case, it's dealing with people.  I have to figure out how to get rid of a sofa, and feel much more comfortable communicating with emails, than to pick up a phone and talk with a human.  (Could it be a fear of having "no" told to me?  Or, is it a simple case of ambivalence?  Who knows?)  I did make a call to the Salvation Army to see if they could accept a donation of my sofa, and if they could pick it up.  Unfortunately, their phone system has people call a central number, which then gets forwarded to a regional site - and that site was busy.  No provision was made to take a message.  Then, I sent an email to a local outlet of Habitat for Humanity to ask the same question .  And this time, I got a response - the person I need to reach won't be back until after the holiday.  Until I know how and when my sofa will leave this apartment, I can't buy its' replacement.  AARGH!!!!

Given everything, I shouldn't be in a rush to spend money.  I have bills coming in, and I shouldn't touch my 401k unless I need to do so.  At least, I have this option, where many people my age don't have my resources.  Right now, I have 4 known big ticket expenses to plan for:

  1. New Car
  2. New Sofa
  3. New Mattress
  4. Norway Cruise

Of these, I only plan to finance the car with a bank loan - everything else will be paid for out of current income or savings.  But, I won't get financing from a dealer.  Most can't be trusted as far as one can spit.  If I see anything questionable on the deal, I will walk away - as I did last year when a dealer in Goshen, NY decided to hide a bogus $900 charge in the contract. 

You'll notice that I've said nothing about my partner or being transgender.  As I've noted elsewhere, this blog chronicles my life. Being trans or having a partner are only parts of my life.  But I do take interest in current events involving the transgender community, such as Canada's recent advisory to those in the LGBTIQ community in regard to visiting the USA.  It's sad to know that our Northern Neighbor would protect my rights more than my country would protect mine....


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