I dilly dallied, and it saved me money!

 

RQS and I have visited the furniture store several times, and we've seen them selling the above sofa in the store for $2,699.  If I had bought it then, I'd  have had a net cost of roughly $3,500 after furniture delivery (and removal) charges, furniture protection add-on, and taxes.  Today, I saw the following information on the store's website for the sofa:

The $780 savings by buying now also result in an approximate $60 savings in sales taxes.  It's probably best that I drop the hammer on this sofa now than later.  However, this will likely force me to be in Mario mode one day this weekend - and I hate doing so.  But to save this kind of money, why not?  However, I now have to arrange the removal of my old sofa and the delivery of my new sofa within a 2 week period.  AARGH!  I hate deadlines, but it is something I have to deal with if I want to be sure that I can get this deal.

- - - - - -

Dilly-Dallying doesn't always save me money, but that's OK.  I've been seeing a car in my price range at a dealership 2 hours away from me.  It's almost too good to be true.  Will I jump on making a deal?  No.  I may visit and ask about the car.  But if they aren't interested in selling the car at the advertised price (without excessive markup), then the car will go to someone else.

TCL says that I am a little too frugal.  But I am careful, as I can't afford to waste funds I can't make up by earning a salary anymore.  So, it will be a hard decision for me when I finally drop the hammer and buy a new car.  At least, I'll have the money in my bank until I'm ready to spend it....

What would you do in my shoes?

Normally, when someone says that they snagged a deal way too good to be true, it means that the person with the deal may have been scammed.  I recently snagged a deal way too good to be true, and I have yet to feel that I have been scammed.  (I'll write more about this when I return from my cruise.)  Yet, I have a very minor gripe.  The price of my mini suite has dropped $250 since I booked the cruise, and I'd like to get some kind of freebie from the line (such as a soft drink package) to say thanks for booking the cruise at this price.

If you look at the map above, there are 6 staterooms in orange and brown.  (Port: 11632-11636, Starboard: 11132-11136.)  I have one of these staterooms.  From what I read, there are only 4 mini suites on the ship - all "Aft". But I could be misreading things, and there could be another 4 "Forward" mini suites as well.  As of the time I'm writing this entry, there was at least 1 "sail away" mini suite available.  This means, that if I rebooked my cruise to get the lower price, I might get a room of a lesser perceived value.  If one assumes I'm in room 11636 (only because it stands out from the rest), should I risk getting assigned one of the other cabins?

Although I am happy with the price I paid, and that I'll be spending more than that $250 on other things, Is it worth the effort to get the lower price?  How much effort is it worth to save money?  One person I cruised with would jump at the chance to save $250, and use this for other purposes.  As for me, I'm far from rich.  But not trying to save every last dollar has value too - it allows me to focus on getting acceptable value for what I spend, and not waste my valuable time chasing after ever decreasing savings.

So what would you do????