Sleep? What is that?

 

Last night, I didn't fall asleep until some time after 4 am.  As a result, I set my alarms to start waking me up around, 8:30, 9:00, 9:30 and 10 am.  What I didn't expect was a phone call from my bank to ask questions about a credit card which was stolen in Chicago about 2 months ago.  By the time 10 am came around, I was wide awake, and getting ready to drive down to the Bronx to see BXM,  (This was the main reason for the alarms, as I would hate to oversleep and forget about her.)

There were several things I had on the docket for today.  First was a call into my 401k custodian to see whether my distribution check was cut (or not). Next, was a visit to BXM.  Finally, I had to restock my refrigerator with fresh food, and this would likely mean a trip to Trader Joe's  Given that I had to get the 401k check cut before year end, I logged onto the 401k site and found that the 401k check had been cut overnight, and that it should be in my mailbox shortly after the New Year.  Whew!  Now, I could get ready to deal with things I wanted to deal with today, such as lunch with BXM, food shopping, and taking care of laundry.

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I was running a few minutes late to meet up with BXM, and hit a traffic jam on the Saw Mill Parkway at the Bronx border.  (No wonder why my GPS kept telling me to get on a toll road,  the NYS Thruway, instead of taking the more direct and free route to Riverdale.)  She looked better than I remembered, in part because life has been going well for her as of late - and it shows on her face.  I told her about what has been going on in my life since we last met, and she told me of what's been going on in hers. (Not too much or too little, as her job is very rewarding and takes up a lot of her time.)

On the way home, I passed by the Saw Mill's traffic jam (the trucks were still blocking one lane of the road) and proceeded to Trader Joe's.  This was a big shopping run, as I broke the $50 barrier and came close to spending $75.  But I still needed to go to Foodtown for some mayonnaise, and spent another $20 while there.  Thankfully, today's shopping run will last me into the weekend.

 

Lunch with a friend, and a lost credit card.

 

I really didn't think I'd want to get up this morning, so I made sure to set several alarms to get me moving in time for lunch.  Each month, a friend of mine from the census gets together with me and we have lunch at a nearby restaurant.  Today was no different, save that I was a little bit "off".

Considering that it was finally too cool for me to wear my summer dresses.  So I had to pull out something a little bit warmer to wear - a long sleeved blue dress with matching blue tights.  Although it's been forever since I put on a pair of tights, I felt comfortable, knowing that my "junk" was safely tucked and would stay in place during the meal.  (Soon, I will be wearing my Fall/Winter wardrobe exclusively, and I will miss the comfort of my Summer wardrobe.  But I digress.)  Once dressed, I was out the door, and at the restaurant only a few minutes late.

Not seeing my friend's car, I knew to walk into the place and look for my friend - who was sitting by the front door.  However, we ended up moving from our original table, as it was too loud where we were.  So we took our napkins, utensils, and menus and proceeded to the back.  And this was much more comfortable than where we were first seated, making it much easier to chat without a lot of the noise being made up front.  For the most part, our chat was mostly about the trips we took and the trips we were about to take. So, I won't mention much here.  But I was uncomfortable, as I felt "off" from the time I got up.  As a result, I was glad when 2:30 came around, and we bid each other farewell.

With lunch being done, it was time to fill my car with gas.  And this is where I noticed that my Exxon card was missing.  Normally, I keep it with my cell phone, so that I can use it in either gender presentation.  But it was gone.  So I proceeded to the BP station in town and filled up there.  From there, I went home and filed a missing card report.  Dollars to donuts I'll find the old card before its' replacement comes in....

Bills, Bills, and More Bills

 

This is a month where I'm doing serious damage to my credit cards.  I've planned for this "disaster" for months, and now the piper wants his due.

Today, I paid for the tires installed on my car this past weekend.  Shortly, I will be placing the charge for the Hawaii cruise I've been writing about for a while.  Am I nervous about spending this money?  Yes.  If I weren't nervous, I wouldn't have the money available for me to spend.  Too many people have said, "Marian, you've got the money - spend it!"  It's because I don't spend it with reckless abandon, that I still have money to spend.

I am looking forward to my Hawaii cruise.  It will be a little over 10 straight days spent in Marian mode.  Getting on a plane makes me nervous.  No, it's not because I'm afraid of flying.  Instead, it's because I fear the headaches of going through security and having something trigger a more thorough security scan.  It could be the metal in my underwire bra.  It could be that I forgot to pack something in my checked luggage that is in my carry on bag.  Who knows?  I'll have to contact Kim and get some advice.  

There are a lot of small bills that come in through the month, and I haven't seen the first of my Medicare Part-D bills yet. Nothing shows up on Mint or my Bank Statement.  So I wonder what's up.  That'll be a call for tomorrow....

In and out within 60 minutes.

 

DENTIST

-n.

A prestidigitator who, putting metal into your mouth, pulls coins out of your pocket.

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The above definition comes from Ambrose Bierce's "Devil's Dictionary."  Unlike most people, I am comfortable investing in my teeth.  My mouth may be the one area of my body that is in very good shape.  But then, I pay enough for the privilege of having good teeth. 

Two months ago, I made an appointment to have a failing filling replaced.  Lately, I've been going to the dentist as Marian, and have never had any problems with it.  Today, I was so comfortable, that after the filling was replaced, that I slipped out of Marian's voice and used Mario's voice.  Luckily, I feel comfortable with this dentist in both modes, and will go to my appointments in the way I'm dressed for the day.

Since I knew that it would run me $500 to get the work done on my tooth, I figured that I'd use a new credit card and qualify for a rebate.  Now that I've broken the $500 floor of charges made in 3 months, I should get a $200 credit sent to me sometime in the future.  Although I took a 2 point to my credit score, I don't expect that this will affect me that much.

Right now, I'm expecting a temporary cash flow shortfall.  No, I can pay all of my debts with money from any one of my bank accounts with some to spare.  Instead, I've simply needed to use plastic to take advantage of some very good deals which will benefit me in the long term.