A trip to Queens to pay some tax bills.

As most of my readers know, my posts are usually two (or more) weeks behind when events happened. This allows me to preserve a degree of privacy when I travel, so that people would not ransack an empty apartment when I'm away.  Today, I'm writing about an event that emptied my wallet, and not my apartment....

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In the USA, our yearly income taxes are due on April 15th.  My income can vary from year to year, but it has two constant (for now) income sources: My pension from work, and my social security check.  With both of these checks coming in on time, I have the same after tax income I was living on for years before I retired for good. However, what can and will vary is the income I receive from renting out the family homestead, and any distributions I decide to take from my 401k (retirement savings).  

Unfortunately for me, America has a progressive tax system which hits the middle class worst of all.  The rich have their tax dodges such as the constructive use of insurance policies to avoid paying income taxes (I won't go into how this is done here.)  The poor pay little in income taxes, receive subsistence subsidies, and live lives of quiet desperation. This means that for me, I am stuck depending on others for several things such as the financials from the family homestead.  More importantly, due to our progressive tax system, I am stuck having to estimate how much taxes I will need to pay for the year, and then pay them in advance.  AARGH!  

Today was the day I had to go to my tax lady and send off taxes owed for 2024, and to pay an installment on 2025's estimated taxes.  Ouch!  At least, I had RQS with me, as she had to pay her 2024 taxes as well.  So we left my place at noon, and arrived at the tax lady at 1:15 or so.  By 1:45, we were out of the place and heading towards RQS's place.

We arrived at RQS's place around 2:30 or so, and both of us wanted to take a nap.  I couldn't afford that luxury, as I wanted to make it home before the worst of rush hour began. So around 3 pm, I started my drive home and hit the one traffic jam I expected, and avoided several more.  It was hard to believe that I was home before 4:30, but I was.  And I finally got the chance to take that nap. 

 

 

PS: Two weeks later, RQS found out that the tax lady had not yet filed her taxes, even though she had an e-file receipt.  She was pissed off (to put it mildly) and it took a few phone calls before she could reach the tax lady.  Next year, I'll bet that RQS will use someone else, as her returns are relatively simple and can be handled by any run of the mill tax professional.  As for me, I'm stuck using someone like this lady until I find someone better....

A short trip to Queens

 

Queens, NY. In some areas, it is as congested as Manhattan Island.  In other areas, it has a lower population density than other suburban areas.  Today's mission was to find a parking spot in a moderately congested part of Queens, and then stay with RQS for a couple of nights.  

But first....

I have been going to the same location to have my taxes done for almost 50 years.  This doesn't mean that I have been going to the same business for 50 years.  For the first 48 of these years, I have used the same tax person that my parents used for their business.  When she retired, she recommended the person who took over the location and opened a new business of her own.  This was my first destination for the day.

To give you an idea of where I was going, Corona is a section of Queens that became predominantly Hispanic over the part 50 years.  It is much more common to hear Spanish being spoken here, and to find people who can't speak English.  I'd bet that a very large portion of the area's residents are illegal, and will soon be terrorized by the Orange Snowflake's crackdown on immigrants, legal and illegal.  Bur I digress.  For now, Corona is still a vibrant community, a region of New York City where I feel safe to visit in the day time.

Normally, it is hard to find a parking spot in Corona. Yet, I easily found one less than 300 feet away from my tax lady's office.  Although I put $2.00 in the meter for 90 minutes, I could have put in only $0.50 for 30 minutes - I was in and out of her office that quickly.  Then it was off to RQS's place.  And that's where the "fun" began.  Or, I should say, that's where I started having a  little bit of bad luck with traffic.

Cross-borough traffic in Queens is terrible, unless one is on a subway line that connects to Manhattan island.  It is easy to go from Flushing to Corona, Corona to Jackson Heights, and Jackson Heights to Long Island City before reaching Manhattan.  But, if one wants to travel from Ridgewood to Flushing, one either has to travel on the NYC Subway to Manhattan then change trains to reach Flushing, or take a bus that slowly winds through narrow streets to reach the same place.  There is no easy way to reach Ridgewood from Corona, and I had to fight Friday afternoon traffic to reach RQS.

A little over 1 1/4 hours later, I was in Ridgewood, and found a parking spot within 10 minutes.  And then, I was at RQS's for the evening. Unlike most trips, this one would be way too short.  I knew I'd be leaving on Sunday.  But, for the next 2 nights, I'd be with RQS.  And that was the most important thing to me.

Running to Queens for a phone

 

RQS has been discombobulated this past week, all because of a medical issue.  And that has resulted in a sort of mental fog which has caused both forgetfulness and clumsiness which have been frustrating at least.  Yesterday was the culmination of a week where the brain fog cost us both time and money.... 

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Our plans for the day were to wake up at 6 am, so that we could get to RQS's neighborhood by 10 am.  This is where we were to pick up her phone at the store of a fellow who found it.  So, when the alarm woke me at 6, I fiddled around a little, and then prepared to go out for the day as Marian.  RQS followed suit, and by 8:15, we were out the door and headed for Queens.  Both of us were relatively silent, as we weren't fully awake yet.

Arriving in Queens, we had a minor disagreement (do not stress that word, it was a light difference of opinion) as to where we had to go.  Thankfully, we had Google Maps to guide us - the store we had to go to was on the other side of the subway station.  If we didn't follow directions, we'd have wasted a few minutes getting back to where we needed to go.  So I parked the car in front of the store, and RQS came back with her phone and all of her cards.

We had time to kill before lunch with friends.  So it was off to the bookstore to have some coffee and to buy a book or two.  On the way, we had to stop at an ATM and get some money.  Luckily, both the bank we needed and the bookstore were in the same neighborhood, and we didn't have to drive too far before being able to settle down with a cup of Joe.

Next, it was off to White Plains. We were lucky to get there when we did, as they were starting to reroute traffic for a St. Patty's Day celebration.  (Why they didn't wait until the next weekend befuddles me, as it would have been March 15th, and not March 8th.)  This eliminated the cheap 2-hour metered parking that we wanted, and forced us to use the "expensive" parking lot under the building the restaurant was housed in.  Once parked, we met our friends and had a great lunch.  I won't say too much about this couple, save that they are as ethnically mixed as RQS and I, and that we have similar feelings about the world.   

Finally, we were on our way home around 3:30.  After a quick drugstore visit, we were home for the night.  And even here, the fog still affected RQS, as she lost some stuff she'll need to replace tomorrow. Let's hope that the fog has completely lifted when she wakes up in the morning.