Showing posts with label Baby Boomers. Show all posts
Showing posts with label Baby Boomers. Show all posts

Thursday, December 19, 2024

It would have been my late wife's 70th birthday today

 

Above is a photo of my late wife.  She was a wonderful woman, but not without her flaws. She, like the building she was in, is long gone.  But why am I mentioning this here today?

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I've been widowed more than twice as long as I was married.  Little things such as the color of her eyes have become hard to remember.  Only other little things remain, such as she said the word "Nasty".  And yet, she has always remained a presence in my life - if only as a memory that connects me to being a young, immature adult.

My wife knew that I enjoyed wearing women's clothing.  But I never would dare going outside in such things.  She tolerated me more than anything else.  Yet, I wonder what she would think had she survived her cancer and lived to this day.  Would we have gotten divorced over this, or for other reasons.  (If so, it would likely be our lack of communications skills, and for resentments that built themselves up over time.)  Would she have embraced me, and encouraged me to become the trans woman I became?  (This is less likely, given that we would be Baby Boomers with all the prejudices absorbed during that era.)  Would I have been satisfied with her after another 10+ years?  Would the love still be there after all we would have gone through?  There are so many questions that can't be answered, as that time line never came to be.

Losing my wife at the age of 39 did one hell of a number on me.  It made me afraid of not having someone to cling to when times got rough.  Yet, I didn't have the emotional age to supply that support to others.  After she died, I ended up in a string of relationships over the next 25 years before finding my current partner.  Will we stand the test of time?  I don't know.  But we have gotten off to a good start.

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Being trans puts a crimp into finding romantic partners.  Aging puts a crimp into finding new friends. As an older trans person, I understand why many older trans people can get quite depressed - I've been a victim of depression myself.  Yet, I make the choice every day - do I get up and live, or do I give in to depression?  So far, I choose to live.

If my wife had lived, we'd likely have become poor parents.  Since she couldn't bear children, we'd have had to adopt a child.  But then, we'd have to move to a bigger place that we couldn't afford on my salary.  Could I have done better in my career and progressed further (with appropriate pay increases)? I'm not so sure, as I didn't have the emotional maturity to deal with a wide range of people.  So, I consider it lucky that we didn't have kids, as I don't think I'd have been able to raise them on my own.

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At this time of year, I often look backwards and examine where I have been and how I could have done better in life.  Recently, I realized something from childhood that I don't like - I used to look for the simple, brute force solution for problems.  It took me many years to look for subtle solutions to more complex problems.  Too bad that I didn't have this kind of insight earlier in life.

Yet, as I said in earlier posts, I now try to take life one day at a time.  I am concerned about the chaos our next president may bring.  But it is not triggering paralyzing fear, as it is now doing in many on the left.  There is a clarity I have now that I wouldn't have had a decade ago.  Is it because I've gained some wisdom?  Or, am I taking advantage of depression, and living life without a guarantee of a brighter tomorrow?  Who knows?  This doesn't mean that I can't get worked up when thinking about the possible chaos.  It only means that I'm choosing to maintain a healthy emotional distance from the potential chaos and not getting sucked into intense feelings when not needed.

As a trans person, I am concerned about what will happen over the next few years.  But, having lost a spouse, I have a better perspective on life.  She needed to be with someone with a cooler head than she had, and I now need to stay cool while chaos is all around.  And as long as I can, I'll try to keep posting here while I have something to say about the world we live in.

Saturday, January 7, 2023

Thoughts on funding a retirement

Last year, about this time, I withdrew some money from my 401k.  The person at the service desk told me that I could withdraw money once per calendar year, and not once every 365 days.  He misunderstood what a "Calendar Year" meant, and I could have boxed myself in if I really needed to withdraw some money.

Today, I found out about this person's mistake.  And I now believe that I may have to think about moving my money from its current home to a new home, where I have greater flexibility in accessing my funds.  Am I annoyed?  Yes.  But not as much as I'd be if I absolutely needed the money.  This is the problem of someone who has retired, but still has to manage her money well.

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The other day, I met someone who (due to some misfortune) had to deplete her retirement savings in order to survive.  I feel for those who have not been able to accumulate the assets needed to have a good retirement.  From what I understand, 80% of baby boomers can not afford retirement.  For us transgenders, I'd bet this figure is even higher.  Not only are we likely to have lower Social Security earnings, but we are also likely to have lower amounts stashed away for our retirement.

What's going to happen to us when our bodies can no longer stand the stress of earning a living?  Even I have this type of worry, as I have no one who will look after me as I grow old.  Right now, I have the resources to take care of myself in good health.  But what happens when things change?  Other than my brother, my closest relatives live 2500+ miles away.  And this worries me a bit.  Yet, I am luckier than many transgender folk.  I still have my family.  But what about the rest of us?
 

Monday, September 19, 2022

Lots of clutter in 2 apartments

 

Both RQS and I have clutter from other people that resides in our apartments.  My clutter comes from artifacts of both my family, of my late wife and her family. RQS's clutter has similar sources, but more of them.  And we have taken it upon ourselves to help each other clean up the messes which define our apartments.

In our generation, possessions were handed down from generation to generation.  We expected our children to live in spaces bigger than the generations before them.  My late wife preserved the engraved crystal her parents and grandparents used on special occasions. Others preserved expensive place settings used (if ever) for these occasions. And I don't intend to get started on tchotchkes such as Hummel figurines. The baby boomers as a whole seem to believe in accumulating "stuff" to be handed on to future generations - even if it has no demonstrated value or use.

Right now, I am trying to being my apartment into a shape where I can have friends over to visit. RQS is good for me in this area.  And I know I'll have to pay her back this winter by helping her clear out the mess in her place.  By the time we are done, I figure that we'll have an idea of what our long term relationship will look like.  And that's a good thing....

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