By the time you read this....

 

By the time you read this, several things will have happened:

1. My taxes will be in the process of being prepared.
2. I will be in possession of my new car.
3. DCD will have started his process of getting the car registered in his own name.
4. I will have given RQS her birthday present.
5. My luggage will be opened, and packing will start for my California Cruise.

Of course, a lot of things will have happened in between then and now.  And you'll be able to read about them over the next few days.

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When I told my brother about my tax situation, I realized how much my brother wants to isolate my financial life from his.  I should mention that he wouldn't give me a recommendation for an accountant if I needed one this year, but would only help me file estimated taxes to buy a little time for me.  My guess is that if an acquaintance of his sees my returns, then they will have an idea of what a slice of my brother's life looks like.

Cleaning out my old car has helped me find things I had misplaced over the years.  One of these things was a canvas bag that I thought was in RQS's place.  Surprise!  It was in my car's trunk.  There was way too much stuff back there, and I'm glad that I am finally emptying it out.  (Guess what I'll be doing on Monday!)

Now that I have the information needed to get my new car on the road, I can give DCD the information he needs to start his process.  Hopefully, I'll have the old car out of my driveway soon.  If not, I know of at least one charity that takes donated cars.

Even though a bought theater tickets for RQS's birthday, I ordered a little something from Amazon for her to open up on the birthday itself.  Hopefully, she will like it.

And lastly, packing....   This will be a trip where I will spend one day as Mario and the rest as Marian. (I must visit my uncle while presenting as Mario.)  It's going to be nice to wear some warmer weather clothes for a change.  (I haven't worn a dress in California in ages, except while in transit to/from Hawaii.)  Since it will be Spring when I arrive, I have to bring sweaters (and a windbreaker) - especially for my time in San Francisco.  RQS's cousin knows I am trans, so it will be nice NOT to have to change into a pair of trousers when in San Diego....

The trouble with taxes

This morning, I didn't need my alarm clock to awaken me.  Yet, I know I'll be exhausted by both the end of the day and by the end of the weekend.  And all of this is because of taxes....

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As I've mentioned before, I have had to find a new tax preparer because my old one retired.  I thought I had been lucky to know someone in the Trans community who could do this work. But her health problems got in the way, and she had to bail on doing my taxes.  This left me with 3 weeks to get my taxes done and no one to do them.

The first thing I did was to make an emergency call to my former tax person, and I got the name of a new person.  This was the person who took over some of her old business, and is located in the old office space.  YAY!!!  Even better, this person is hungry and wants new business.  So, I'll end up picking RQS up at the station and driving down to my Trans friend to pick up my paperwork.  And then, I'll deliver this packet to my new tax person in Queens and hope for the best.

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This will be a half and half weekend for me.  At least, I'll be able to take RQS out to the movies and relax for a little while....

 

 

PS: We picked up the tax paperwork from my Trans friend on Friday, then delivered it to my new tax person on Saturday.  Although it rained like cats and dogs, I made it safely to Queens, where the new tax person is located.  And then, after an hour of waiting (we were in line to meet with this new lady), we had a pleasant conversation and a good idea of what the tax preparation would cost and when it would be done. It's a nice feeling to know that this headache is going away, and that I'll be able to focus on good things again.
 

I got a call today - my new car has arrived!

 

Now is the time, the Walrus said, to speak of many things.  Of shoes and ships and sealing wax, and whether pigs have wings....  Well, I probably have mangled a line from Lewis Carroll's "The Walrus and the Carpenter".  But I feel that I could write a short story about buying a car with the little nuisances I had to deal with in the process of doing so.  Yet, this is not the place for a long, drawn out story.

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So, what did I end up doing?

First, I drove to the bank to get a cashier's check to pay for the car.  Given that inflation has taken a lot of value from our currency, I still find it hard to believe that I paid more for this car than I put down as a down payment on my apartment.  And then I was worried a little that I didn't get the right kind of check from the bank.

Next, it was a call to my insurance company to find out what I need to do to get the insurance transferred to the new car.  I learned that things had changed, and that once the paperwork is started, the old car is covered for 24-48 hours.  This is good to know, as I will need to make sure that DCD can pick up the old car with his own plates.

Finally, I was able to contact the salesman to tell him that I'd be coming in on Tuesday to pick up the new car.  Of course, he wants me to speak to a final person who will try to sell me add-ons.  I know which ones I want and don't want, but I will deal with this on Tuesday.

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Now that my need to be out as Mario was over, I could rest a bit before going to a meetup as Marian.  It was nice to pretty myself up again, as I know that I'll soon be stuck in Mario mode for the better part of a week. But I wasn't sure that I wanted to go to the meetup, and I would have been better off by bailing out.  The activity was a music themed bingo at a local sports bar, and it was too loud there for me to enjoy myself.  If I didn't have a bite to eat while there, I could have gotten into playing bingo.  So, with this in mind, I took my leave a little early and drove home for the night

Lunch with RO - a short post

 

Today's post is going to be a short one, as I was very tired after a long drive and a big lunch with a friend who knows I am transgender and treats me as a woman.

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RO and I usually try to get together every 4-6 weeks or so.  Although we once dated, we are just friends - especially when the two of us are in stable, committed relationships.  So our conversations tend to be those where we catch up on events going on in each other's lives, and not sharing our troubles with someone who has a sympathetic ear.  Our lunch fit that pattern today.

Given that we live 2 1/2 hours away from each other, we have found a few places to eat in locations halfway between our homes.  Today's place was a Greek restaurant near Patterson, NJ at which RO has feasted before.  And this was a good choice, as the food was good.  It was also a mistake, as both of us spent twice as much as planned.  Luckily, I had cash on me, and room in the back to take my leftovers home.

Would I eat here again?   Yes!   But I'd be careful with my spending, as it is way too easy to get lost with appetizers, large platters, and desserts.

Some Disturbing News in the Times today

 

A recent New York Times article noted that many automakers are selling information on the driving habits of car owners to organizations such as LexisNexis Risk Solutions, where it is then resold to insurance companies. This is disgusting to say the least.  Most people owning late model cars weren't properly notified information about car owners' driving habits would be shared with outside companies.  In the case of GM cars, people were led to believe that data was being shared with Sirius/XM, so that they could subscribe to satellite radio services, and nothing more. As noted in the Privacy Not Included blog: SURPRISE!!!!!

As I am in the process of buying a new car, I have to be aware that my new car may be able to send this data to LexisNexis as well.  Supposedly, Subaru has an option to turn off the transmission to LexisNexis. I will ask the salesman about this before I sign the final paperwork on the car, as this will affect the options I select when using the new car.

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Why is this so important to me?

I don't care much if the government is able to locate me.  I do care if private industry is able to accumulate information about me without my permission.  Many Americans distrust government, but will surrender information to private industry at will.  It's bad enough that firms such as Amazon and Google have as much information about us as they do.  But, unlike government, there are no limits to what they can do with this information.

Given that the IRS knows how much we make, how much we pay in taxes, and how much we own (for the most part), I trust government more than I trust big business.  Big government drowns in the amount of information they have, and it is very constrained in how the data is used.  So, I consider big government the lesser of two evils.

Yes, there is always the possibility that personal information can be abused.  But it is easier for people to hold government accountable for the misuse of data than big business.  And we should remember that when we hear representatives of big business advocate for their positions.....

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How to Find Out What Your Car Is Doing

• See the data your car is capable of collecting with this tool: https://vehicleprivacyreport.com/.

• Check your connected car app, if you use one, to see if you are enrolled in one of these programs.

• Do an online search for “privacy request form” alongside the name of your vehicle’s manufacturer. There should be instructions on how to request information your car company has about you.

• Request your LexisNexis report: https://consumer.risk.lexisnexis.com/consumer

• Request your Verisk report: https://fcra.verisk.com/#/

Posting a Bond

 

By now, out 45th president will have gotten a surety bond to pay the civil penalty for misrepresenting the value of his assets, or New York's Attorney General will have started the process to collect over $400,000,000 from him.  March 25th will have been a very interesting news date to say the least.

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I have gotten to the point where I can only skim the news, as there is so much misinformation coming from #45 and the GOP.  Even my own congress critter (who I have no respect for, as he has broken his campaign promises) has had to echo the lies being spewed by the GOP.  The public is weary of this nonsense, but is powerless to stop it until Election Day.  If #45 (and the GOP) loses again, we will likely be rid of this threat to democracy.

But this doesn't mean we are out of harms way....

The MAGA movement will likely metastasize, and a similar cancer in the body politic will come near the levers of power.  Anyone in the LGBTIQ community will be at risk, as the GOP's ranks have been contaminated by Fundamentalist White Christian Nationalists.   They won't rest until we are back in the closet.  But I'm not interested in going back in the closet.  I enjoy life now.  Being able to interact with the world as Marian is much more rewarding than being closeted as Mario.

So, each time #45 suffers a setback, I will cheer.  The man is evil, and destroys everything he touches.  Let's hope that's brought to justice before Election Day....

I'm a little upset at someone who just can't wait....

 

The other day, I offered DCD a deal where he could buy my car for 2 years of affordable car payments.  I'm not in any hurry to give him information on my car needed for registration until I have the same information on my new car ready for my insurance agent.  Knowing DCD as I do, he's in a rush to get things done, and I know that he'll screw things up if I supply information ahead of time.

Recently, DCD started pestering me for this information, saying:

In my efforts to plan accordingly between insurance, DMV, and our logistics, I wanted to talk about a game plan since we are in the last two weeks of March.

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I understand your concerns. Keep in mind that I am not legal to drive your car until I register it. I do have old plates, but I am not supposed to use them.

I tried to make an appointment with DMV. I was not able to determine how far out they are with appointments.

Yes, I know that things should be OK.  However, I'm doing things on my time frame, not his.  By the time you see this post, I should be in my new car, and this will have been resolved.  I'll have transferred my plates and insurance to the new car, and DCD should have started the process of getting new plates and insurance for what will now be his car.

Keep your fingers crossed that my car will come in on time....