The effort to verify that a communication was legitimate.

 

As most of my readers know, I am of that age where I can start collecting Social Security benefits.  However, the path between applying for Social Security and collecting one's first benefits is fraught with risk.  In my case, it was verifying that a phone call and email came from the Social Security Administration (SSA) and nt from a scammer.

While I was on my recent Bermuda Cruise, I received both a phone call and an email from a person claiming to be from SSA, saying that I should call his office before December 7th in regard to my benefits.  Well, something seemed fishy, but I couldn't put a handle on it.  So I decided to wait until I returned from the cruise to start looking at things.

When I returned from my cruise, I decided to try and find out whether the communications I had received were legitimate.  First, I decided to check communications on the ssa.gov secure website, but I found nothing.  This didn't give me a good feeling.  Next, I looked at the email to see if the sender's address was spoofed in some way - and there was no evidence of whether this came from SSA or not, as the sender had a "do not reply" return address.  Things were not looking good to say the least.  But something said that I had to do more research.

A few days later, I decided to call the number I had received, and find out what might be going on.  The announcement on the line said SSA, so I dialed the extension.  A person answered, and wanted my SS number before proceeding any further - something I would not give.  After a minute, the fellow gave me the number of the Peekskill office (which I could verify) to call and verify his number.  The next day, I called a different SSA number (1-800-772-1213) to get information.  Although it took 45 minutes to reach a human, I was finally able to verify that the original communication was legitimate.  What a relief.  Now to contact this fellow, finally knowing he was a legitimate contact.

 

 

PS: I spoke with the man today, and the reason for his call was that I could collect survivor benefits on my late wife's account for 4 months, then switch over to collecting benefits on my account when I'm 66 1/2.  It's a nice way to get an extra $2,700 pre-tax.  It's too bad that I didn't file to collect as a survivor on my late wife's account a year ago.  It'd have been nice to have an extra $10k+ in my bank.  But then, why be greedy?  I'm treating this as one of the last things my late wife can give me.  And, like 27 years ago, I am treating myself to a cruise with this money....

2023 Bermuda Cruise - Afterword (Debarkation and Going Home)

 

Given that our cell phones' clocks didn't reset themselves to NYC time while on the ship, our alarms woke us up at 5:00 am instead of the 6:00 am as planned.  This meant that both of us would be tired by mid day and ready to take a nap when we got home.

Around 6:00 am, we went down to the dining room for one last meal on the ship.  Then, we hung out in the dining room waiting to go off the ship to retrieve our luggage, go through customs, and go on our way home.  And this is where some minor confusion occurred.  I mentioned to RQS that I saw our luggage and was going to retrieve our bags.  RQS didn't hear me, and I couldn't find her when I fetched the bags.  About 10 minutes later, I gave up and proceeded past customs and out to the street.  Unfortunately, RQS didn't have her phone set to connect to the outside world, and she couldn't see my messages or hear the phone ring.  Eventually, she got my call and saw my messages, and met me outside the customs area.  Luckily, we communicate well with each other, and assume that we are thinking of each other's needs when we have our minor screw-ups.  Problems like what we encountered today could trigger the resentments that would cause a relationship to break up.  Thankfully, RQS assumed the best from me (and I from her), allowing us to forget about this incident and move on to a relaxing trip home.

Going home was easier than I thought it would be,  Usually, the cabs at the cruise terminal try to only accept passengers going to the airports.  However, there was a TLC (Taxi and Limousine Commission) officer patrolling the cab stand, and we had no problems hailing our ride to Grand Central.  Once there, we tried to use the ADA Accessible entrance on Vanderbilt Avenue and found that it was closed on weekends.  Not knowing this, we wasted time there before proceeding to the entrance/exit ramp on 42nd street.  And then we waited a bit before taking the train home, where we spent the afternoon napping.

It was an exhausting day, and we were glad to be home.  Hopefully, our next trip together will be with me in Marian mode....

2023 Bermuda Cruise - Day 7 (Sea Day)

 

Saturday, November 25, 2023.

This would be our last day on the cruise ship, and we dreaded the task of packing to leave. A good part of me wishes we could have done a “Back to Back” cruise, but this would have been way too expensive for us at this time.

We awoke to sunny skies and a calm ocean - appropriate for a last day at sea. It’s always a little sad to know that a cruise is about to end. But this was a good cruise, and one we’ll take again sometime in the future - if it has the better part of 3 days and nights in Bermuda. 

Although the rooster in my cell phone crowed at 8:00, we didn’t get moving until 9:00 am. This would be the last day we could get up late, as we will have to be up and moving by dawn tomorrow.

RQS and I decided to get moving early enough to have breakfast at one of the complimentary dining rooms, and then pick up some jewelry she had bought. Instead of doing much in the public areas of the ship, we spent a quiet day in our cabin, taking care of final issues such as packing.

Around 7:30 pm, we went downstairs to our final dinner onboard ship.  As usual, we had a pleasant meal in one of the complimentary dining rooms, then proceeded to the ship's theater to watch a comedian that we saw the other day.  Sadly, he didn't have enough new material for a second show, and we left before the show ended. We were tired, and we were glad that our suitcases had already gone to the hold, so that they'd be on the pier for us to pick up in the morning.

2023 Bermuda Cruise - Day 6 (Sea Day)

Friday, November 24, 2023

Although the ship overnighted in Bermuda, we were at sea by the time we woke up. This saddened me, as it will be at least a year before we return to this port. But we will return to Bermuda, and we know enough of our way around to make the most of our time at this port when we next visit.


As has been our custom, we didn’t get ready to go out to eat until lunch time. Given the crowds that were likely to be found at the buffet, we went to one of the complimentary dining rooms on the ship. Although we enjoyed this meal, we noted that the quality of service and food in the complimentary restaurants had declined, and that we will be writing a letter to customer service when we returned from the cruise.


After lunch, we returned to the room to rest. Around 3:00 pm, the cabin attendant returned, and we vacated the cabin until she had a chance to perform her magic in the cabin. So we went upstairs to the buffet for a snack, while she tidied up the cabin and took my dirty laundry bag to the cleaners onboard the ship. (It’s nice to be able to return home with a suitcase filled with mostly clean clothes.)


Later on, we went to the steakhouse for our last specialty meal, and both of us were feeling full long before dessert came. This was the first time on this cruise where I felt bloated from a meal, and I rushed back to the cabin to spend the rest of the evening, instead of spending a little time to shop for 24” gold and silver chains for me to wear when out as Marian.

2023 Bermuda Cruise - Day 5 (Port Day)

Thursday, November 23, 2023 (Thanksgiving)

As usual for us, RQS and I didn’t start getting moving until it was lunch time. After a forgettable meal, it was off the ship and off to see Hamiltion for only $19.00. (No, we didn’t get overpriced Broadway seats at a deep discount. Instead, we went to Bermuda’s capital city on a bus from the Dockyard area. I highly recommend using the archipelago’s mass transit if possible, as it is safe, clean, and convenient.)

It is about a half hour’s bus ride from the dockyard area to Hamilton, and well worth it if one wants to see Bermudans in their native context. RQS and I felt very safe using the bus into town, and we were impressed by such a small archipelago can have such a healthy center of town. The bus terminal is centrally located, and provides for an easy transfer between bus routes. Once in Hamilton, we decided to walk around before returning to the Dockyard and our ship.

After a few minutes of walking around and taking pictures (including the above at City Hall), we found an Irish Pub at which we enjoyed a “real” lunch (as compared to what we’ve been having on the ship). Although the prices were a little pricey compared with the mainland, the service was good, the food tasty, and the place accepted US currency. (In fact, the Bermudan dollar and US dollar are equal in value and equally accepted in most establishments.) While eating, I finally had a reliable internet connection, and I sent Thanksgiving greetings to both friends and family. However, there is one thing of note: I received two messages of concern - one from Social Security asking me to call them (I’ll log on to their site (login.gov, from which I can connect with Social Security) to find out whether the message was a scam or whether it is real.), and the other from my bank, saying that they stopped payment on one of my checks. Since I likely sent out one paper check to a gas card company, I figure that I can wait until I return home to investigate this issue further. 

By the time we finished lunch, it was approaching the time we had to return to the ship. Instead of taking the bus back to the Dockyard area, we decided to take the ferry back to the ship. Luckily, we had a day pass for Bermudan mass transit, as it is accepted on the ferry, and is a quicker way of getting between Hamilton and the Dockyard area. (Note: Bermuda operates a system of ferries to get people from opposite ends of the archipelago, as they can efficiently carry more people between their terminals than their buses.)

Arriving at the ship, both of us wished we had more time in Bermuda, as there is so much more that we have yet to see. And we intend to do that in future visits.

2023 Bermuda Cruise - Day 4 (Port Day)

Wednesday, November 22, 2023.

The day started with the crowing of a rooster. No, there were no live chickens onboard the ship. Instead, it was my alarm trying to wake us up early enough for RQS to make it to the ship’s infirmary while they had clinic hours.  Like yesterday, the sky was cloudy when we awoke, but neither of us wanted to get moving. Both of us heard my phone’s obnoxious alarm, and it roused both of us as intended. Getting showered and dressed was hard for RQS, but she was out the door before me, as I was still dressing while she hobbled to the clinic.

When I arrived at the clinic, RQS was still filling out paperwork prior to being treated. Shortly afterward, RQS was brought into the examination room while I waited outside. The waiting area was sterile in more than one sense. In this case, all the furnishings were in the same color scheme as the walls - a very light beige. The floor was a light creamsickle orange, and the seats were a non-descript shade of gray. About the only things that could be said to stand out in this area were the pictures on the walls and the bright red biohazard bucket. This is where I waited, when I would have preferred to stay in our cabin until called for.

RQS came out several hundred dollars lighter than when she entered the clinic, with some pain killer pills, instructions to stay off her feet, and to use an ice pack on her ankle. This would not be a pleasant way for her to spend time on the ship. And then, ship security arrived to record our accounts of the embarkation day incident. If we’re lucky, we might be able to use a copy of the security investigation and the medical bill to have RQS’s medical expenses reimbursed by our travel insurance company.

And then we were off to have breakfast. Breakfast at O’Sheehan’s, a casual dining area on the ship, was mediocre, as both service and food quality was lacking.  Next time we'd decide to have breakfast on the ship, it would be at one of the other complimentary dining rooms, where they will deliver all components of a meal in a timely manner.

While RQS was relaxing in our cabin, I went to the buffet looking for some cookies.  In the process of heading to the buffet, I met someone with whom I struck up a conversation. By the time our chat was over, the buffet was setting up for lunch. And this gave me an opportunity to bring RQS something to eat. But I found no cookies! WHERE ARE THE COOKIES ON THIS SHIP???? On the way back to the cabin, an attendant was delivering cookies to several cabins, and if by magic (with a friendly ask of the attendant), RQS now had both the cookies she asked for and her lunch.

After lunch, I decided to and take a long walk. One of the stops I made along the way was a shop in the Clocktower mall to buy some jewelry for myself (when presenting as Marian). I figure that it will go well with the blue dresses I enjoy wearing. (I’m making a note to take care of some purchases I need to make when I get home.) While out, I checked my email, and found that there were a couple of messages of unknown origin that I have to check out. The first was likely a scam, as I know no one in a foreign country that I’d want to talk to. The second was a person who had my name who claimed to be from the Social Security office. This is one call that I must be careful to fully verify its origin before giving out any information - including that which I could consider harmless. (Let’s see if there is some snail mail in my box when I get home, as I believe that SSA uses that to establish first contact.) I don’t want to have a scammer spoof my identity before I am even able to collect my first SS payment.

Near the far end of my walk, I passed by the local prison. That was one place where I decided NOT to stop for a rest. A few minutes later, I passed by Pulpit Rock (no, I don’t have a picture of it) where I was able to take a few more photos. At that point, I decided to return to the ship, as it was getting late and I wanted to be back onboard before the sun went down. 

On the whole, it was not a day that I would have planned to have. But it was productive, as I got in more walking than I usually do in a typical November week.

2023 Bermuda Cruise - Day 3 (Port Day)

 

Tuesday, November 21, 2023

As we were getting up, RQS had something important to say. Due to her ankle injury, whe probably would not be able to visit the Crystal Caves on this trip. I didn’t mind too much, as we can always visit them on a future trip. As usual, we didn’t get up until it was lunch time, and we went to the buffet - a big mistake. Normally, I won’t make a big deal about buffets. But I often eat too much at buffets, and today, I did just that. RQS, on the other hand, ate light, as she had GI Tract issues of her own. Once done with lunch, we left the ship and started our exploration of the Bermuda Dockyard area.

The Bermuda Dockyard area has been transformed into a multi use area. Yes, there is the old fort. But many of the old buildings have been repurposed into stores, restaurants, and even a museum area. Since RQS was unable to see the ship’s doctor while the clinic was open, we went to the local pharmacy so that RQS could purchase a cane. Since Bermuda is an archipelago in the middle of the Atlantic, prices here would be more expensive than on the mainland - and we both had sticker shock when she told me the price of her cane.

After leaving the pharmacy, we decided to visit the Clocktower mall and walk around a little. Thankfully, the cane was helping RQS a bit, as she wasn’t in much pain walking while using the cane. Soon, we decided to go back to the ship, and got caught up in the rain. So we took the free shuttle back to the ship and decided to relax. When we arrived at the pier, RQS almost misplaced her ID, and Bermudan authorities were expecting her to show it when we went back to the ship. Luckily, she had kept it with her cell phone, and we were soon onboard the ship. 

Once onboard, we made the mistake of going to the ship’s version of a restaurant serving pub food, and we suffered with mediocre service. Sadly, when we went to one of the ship’s main dining rooms later on, we also suffered mediocre service. This time, in both settings, the food was underwhelming - a significant drop in quality from the last time we cruised NCL.
 

Since we walked over 2 miles today, we both thought that taking the time to rest was a good thing, so we called it an evening after dinner. Hopefully, we will get to see Hamilton (Bermuda’s capital) tomorrow, and have the time to enjoy it….

2023 Bermuda Cruise - Day 2 (Sea Day)

 

Monday, November 20, 2023.

Since this would be a sea day, neither of us were in the mood to get up early. So we took it easy, and didn’t leave the room until it was time to have lunch.

Given that the buffet is usually a madhouse, we decided to have lunch in one of the complimentary dining rooms. This would be a wise decision, as we would later have a snack in the buffet after killing time in the Library/Card Room to give our cabin attendant time to clean the room.

We decided to rest again, forgoing the opportunity to make “donations” to the altar of the gaming tables and machines. Once we were ready, we went to the ship’s onboard French restaurant for a second specialty meal. While seated, we struck up a conversation with the couple next to us. Shortly afterward, their food arrived, so we went back to our meal. Both of us noticed that this couple was having an intense conversation regarding how to deal with post-cruise transportation and luggage handling, and we talked about it after they were gone. And then, a fellow two tables over started a converstaion with us (the starting topic was AI generated music with Elvis doing Sir Mixalot’s ‘Baby’s got back’ and Hank Williams doing NWA’s ‘Straight out of Compton.’) Too bad that a new couple was soon seated between us, as we’d have liked this conversation to last longer.

After dinner, we went to see ship musicians perform Broadway standards in new ways. Although the group was entertaining, I wouldn’t have paid to see them perform. But the 18+ comedy show we went to afterwards more than made up for the first show. This comic wasn’t vulgar, but he did touch on adult topics not appropriate for children. Most importantly, he made me laugh, something few comedians can do these days.

2023 Bermuda Cruise - Day 1 (Embarkation Day)

 

Sunday, November 19, 2023.

We considered ourselves lucky today, as RQS had found the handbag which contained all of her ID needed for the upcoming cruise. So it was our “normal” travel routine or rushing to get ready, and hiring a car to get us to where we had to go.

Around 8:00 am, we got showered and dressed and ready to travel. While RQS finished her breakfast, I went out to buy a pair of sunglasses and get some extra money for our trip. With our bags fully packed and ready to go, we called a cab, so that we could take the 10:37 train to Grand Central. The train ride was relaxing, and we caught a cab to the cruise terminal, which got us there by 12:15 pm. Cruise check-in was a little annoying, as the counter agent asked RQS for her passport, and didn’t accept her passport card - normally, the only ID required for closed loop cruises.

 

 

By 12:45 pm, we were on the ship and ready to deposit our bags in our room. One catch - the rooms weren’t all ready for passengers yet. Walking to the cabin, we noticed these signs hanging on the doors.  I hadn't seen anything like them since my December 2021 Christmas cruise during the pandemic restart. We cheated a little, and dropped our bags off in our cabin, then went to the buffet to have a leisurely lunch. Throughout the rest of the afternoon, we were tracking the location of our checked luggage, as our bags hadn’t yet made it to our cabin. Just before the ship left port, RQS’s bag made it to the cabin, leaving the location of my bag still a mystery. Luckily, the tracker reported that it was in the ship’s hold (based on a nautical location ID), and my bag was placed outside our cabin just before dinner time.

Since I have a Platinum loyalty status with NCL, I get two “free” specialty meals when I cruise. But I couldn’t reserve these meals until I was onboard the ship. However, we had booked our cabin with the “free at sea” promotion, and this gave us two specialty meals that we could book. So we proceeded to the Brazilian Churrascaria onboard, and had an “Atkins Diet” feast - all the meat we could eat, and we did just that.

After dinner, we decided to take it easy and go back to our room for the evening. Unfortunately, on the way back to the room, a woman fell on RQS, injuring RQS’s ankle. For the rest of the evening, the ankle hurt, and RQS wondered if she’d be able to walk around Bermuda when we arrived on Tuesday.


What a way to start a vacation!

I'll have returned from my cruise when you read this.

Although I wish I could go on a Hawaii cruise again this year, it is not to be.  The prices are right, and I could have booked airfare at a reasonable price.  (Un)fortunately, RQS and had  booked a Bermuda cruise for this time of year, and I had booked another cruise for two weeks after that.

As I write this, I am about to take a Bermuda cruise with RQS, and have started preparing for our trip.  Unlike previous cruises, we are going to the cruise terminal from my place, and we both think it will be an easier trip than taking an Uber from the middle of Queens.  This will be our first time in Bermuda, and I am looking forward to the experience.  Sadly, I will be traveling as Mario, and not my authentic self.

- - - - - -

Last night, I exchanged a set of messages with someone I've known for years, but am no longer close to.  We caught up with what was going on with our families, and chatted about what our plans were for Thanksgiving.  (I'll be eating my holiday meal on the ship, while she will be with family.)  What was of interest was that FCP was also in contact with her lately.  Rather than say too much, I noted what FCP had to say to me a few weeks ago, and that I didn't encourage or discourage future communication.

Later in the evening, I discussed this with RQS, and noted that I had a similar conversation with Vicki the night before.  Vicki has stronger feelings than I do about what happened several years ago, and feels that I have grown in ways I never could have grown had these people stayed an active part of my life. And in this regard I agree with her.

- - - - - -

When I cruise alone, I usually get a chance to reset what is going on in my mind and relax.  When I cruise with someone else, this process is broken.  I still relax, but my thoughts are not reset.  Yet, I am comfortable with this.  Having someone to share an experience with is important. And I'm glad that RQS will be with me on the cruise this time....

The days are counting down until my next trip

 

Soon, RQS and I will be on another cruise.  It'll be a short 7-day trip to Bermuda and back.  It's my first time in Bermuda, and I'm looking forward to the experience.

- - - - - -

During the reopening of post-covid travel, one of my pen pals took a pair of back to back cruises from New York to Bermuda, and loved them.  Now, it's our turn to travel there. And we're still trying to figure out what we'll do when we get there.

One of the places I want to see are the Crystal Caves.  Given the length of time we'll be in Bermuda, we plan to take public transit to reach the caves, as we've been told that the bus/ferry system is very safe and convenient.  The only catch is that public transit ends around 5 pm.  So, this led us to plan on staying near the Royal Naval Dockyard on our last day there, as we won't have to worry about getting back to the ship on time. And on our second day, we might explore their capital, Hamilton.

Although we will be on a big ship (not the one pictured above), there's a part of me that hopes that I can get RQS on a smaller ship next time, so that she can experience the more personal service offered on this class of ship.  The way things are going, it might be when I decide to go to Hawaii again.  And then, it will be as Marian, and not as Mario.

Caves

 

The Crystal Caves of Bermuda - a tourist destination that I want to see.  The drawback to visiting this place is (for me) the steps to reach the place - 88 steps.  This is the equivalent of walking down and up 5-6 flights of stairs.  For someone overweight with knee problems, this is not something that is done quickly. But it is doable.

Why do I mention this?

RQS and I are going to visit Bermuda in the near future.  Given the conservatism of Bermuda, I will not be traveling as my authentic self.  But I digress.  RQS doesn't know whether she will feel comfortable inside of the cave.  So I suggested that we try something out closer to home, in order to find out whether she'd like to visit this place.  (It's also an excuse to get away for a day or two, instead of hanging out in the usual places.)

- - - - - -

The nearest caverns similar to what we'd visit in Bermuda are found in Upstate New York.  The most famous of these are Howe Caverns.  Although I've been here before, I wouldn't mind visiting the place again.  And it is an ideal place to take RQS before our trip, as we might get to see the leaves start to change on our way up.  From what I can tell from my pictures of Howe Caverns, it will be a very different experience from Bermuda's Crystal Caves for RQS.  In New York, one walks through a narrow path, then reaches a small boat on which one reaches the far point of the tour.  In Bermuda, it looks like a walking path has been floated on a subterranean lake, where claustrophobiacs may only have their discomfort triggered by the ceiling height in the caves.

Will RQS feel comfortable in the caves?  Who knows yet?

We wouldn't make this a one day trip. This way, if RQS didn't like going through the cavern, we would stop at the New York State Museum in Albany on the way home.  It is a good museum, and well worth visiting when one's in the area.  From there, we could drive down either side of the Hudson and enjoy the sights along the way back to Croton. 

 

Looking forward to new trips - a quick post.

 

As you might guess from my writing in this blog, I enjoy travel.  Right now, I have 4 planned trips in front of me:

1. A long weekend in Chicago with RQS and my Texas friends.
2. A Bermuda cruise with RQS.
3. A solo cruise to the Bahamas and back.
4. A Norwegian Fjord cruise with RQS in 2024.

Even with these trips planned, I am still trying to figure out ways to travel even more.  For example, I'd like to spend a weekend in Boston with RQS, and see things we couldn't see in our short stop there on last year's cruise.  I could always go back to DC with RQS, as she has relatives in the region that we both enjoy seeing.  And then, Philadelphia comes to mind, as I have not had the time to explore the city in my two trips there.

Unfortunately, travel costs money, and we have to answer a simple question: Where will all this money for travel come from?

The other day, I was chatting with my brother and the subject of my uncle's finances.  (No, I will not go into them here.)  But both of us had similar thoughts - we both want my uncle to enjoy the rest of his life as much as possible, and would rather that he spend it on him and my aunt, than for him to leave us a lot of money.  Yet, if we were lucky enough to inherit a few dollars, I would spend some of it on a bucket list trip with RQS.  My brother said that this was an excellent idea.

What will happen in the future depends on how my finances work themselves out.  If my investments do well, I will spend some of the proceeds on travel.  If not, I will dream about travel.  Either way, travel will be on my mind.  Hopefully, much of that travel will be as Marian, and not as Mario.

If it weren't for things to do, I wouldn't get up - A short post.

 

Being a biological male, I have to deal with a problem.  Once one no longer has to go to work, one loses a reason to get up in the morning.  In my case, I could stay in bed for days at a time, if I didn't schedule things to justify getting up sometime during the day.  One of the things I try to do when I'm up is to think about future travel plans, as they give me a reason to keep getting up.

Lately, I've been trying to book as much travel as possible into my schedule, so that I always have something real to look forward to. Three trips are already scheduled for the year, and I am looking to schedule one or two more trips.  So far, I have trips to DC, California, and Bermuda planned, and may book a trip to the Bahamas by the end of the year.

The California and Bermuda trips will consist of 7 day cruises, and be on cruise lines (Princess and NCL) that I have both sailed on before and enjoyed very much.  However, if I book the Bahamas cruise, it will be on a new line, MSC, and I have heard mixed things about this cruise line.  The things that most people complain about are the uninspired food offerings. If I take this trip, it will likely be without RQS, as I'm not sure if she'd be ready to gamble more money on a trip she might not enjoy. As for me, it will be an opportunity to travel as Marian and relax a bit.

Right now, the Bahamas cruise is only something that keeps my mind busy.  And even if I never take that trip, it's a pleasant diversion....

I am now well insured - A short post

 

Could you imagine what these two people would have done with proper travel insurance?  Neither of these two people expected to be diverted to Oz, when they expected to land in Kansas.  Mind you, I'd rather be in Oz than in Kansas as it is more likely to find a "Rainbow Flag" in Oz, than in Kansas.  😀

- - - - - -

I'm lucky that I thought to have my Alexa unit send me reminders today.  RQS and I did not have travel insurance in effect for our upcoming Bermuda cruise, and we declined insurance on the California Coast  cruise we just booked.  So we figured that it was time to buy a yearly travel insurance policy than to pay for a policy each time we cruise or take a long distance trip. And both of us took care of this task today.

Now that I had taken care of this task, it was time to pay some bills.  Luckily, I had enough money in the bank to cover my bills and some to spare.  Given that I'll be taking a trip to DC and a California cruise before the end of Spring, I now have to think of moving money around to conveniently pay for my trips from a single bank account.  (I hate draining savings accounts, but realize that I need to do so to afford some of the trips I want to take.)

- - - - - -

Once done with bill paying, it was time to go out and try to get some Tuesday swag from T-Mobile.  Unfortunately, they had run out of umbrellas, so I had to settle for a pair of gloves.  Just as I was done with T-Mobile, the president of my co-op called, and we discussed a zoom meeting to be held with the owner of the management company the co-op uses.  

Next, was a call to my brother.  After my wife died, a girlfriend and I packed up place settings for 28 people. (My wife always wanted to have a gathering for her once large family, and bought way too many place settings.)  I told my brother that I'd drop down to see him later in the week, and pick up a few place settings that I can eventually use in my apartment.  These place settings (and other things like Gravy Bowls) may never get used.  But I think I'd like the option of using some of the place settings that my late wife spent so much money to buy, while giving the rest to a charity that I know well..

Now if only I can find a way to get rid of the stuff in the downstairs storage compartment, I'd feel a little better about bringing these place settings home.

 

I'm planning a trip

 

The other day, I decided NOT to take a 5 day cruise to Bermuda.  If all goes right and I have some spare cash, I may still book a cruise to New England & Canada later this year.  It'll be nice to have been able to take 3 cruises in less than a year.  But right now, It'll be even nicer to visit DC again.

If I remember my trips, the last time I traveled to DC, I was in Marian Mode when my car started to warn me that it wanted to break down.  I was lucky to make it to the hotel with my car still running, and even more lucky that I could change back to Mario before AAA came to check out my car and replace my battery.  This was not my favorite trip, as the weather was bad every day I was there that weekend.

Sometime in the near future, I will make another trip to DC.  This time, it will be in Mario Mode, as I'll have a friend with me that knows me only as Mario.  (This is not the time to spring Marian on my friend.) When we get there, my first place to visit will be the above building.  No, it's not because there is a lot of interesting things there.  Instead, it will be to pay my respects to a man who died more than a century before I was born, and who never set foot in America while he was alive.

After I visit this building, almost everything is open on my schedule.  I plan to reach out to someone I met at Fantasia Fair a while back, and see her and her wife while in Mario mode.  (I've seen her in Boy mode, so it shouldn't be a shock.)  As for my friend, we may go to a cousin's house for dinner.  Who knows?  But I think we will quickly book up an evening or two if everything goes right.  (Maybe I can try to squeeze in a 3rd night of dinner out with Meg and her wife?  That might be too much to ask..  But I will send a message....)

This will be the first time since childhood that I'll be in DC in male presentation.  Strange!!!!

I have decided NOT to take that cruise after all

 

My cruise partner and I just got sticker shock looking at how much taxes and port fees added to the rack rate for the cruise we were planning to take.  For a 5 day cruise to Bermuda, we were looking at a $450 pp cabin price, expecting $200 pp added in other costs.  Well, these costs were even more than that, and the cheapest price for the cabin we wanted would have set us back over $900 pp. Add in another $75 pp for gratuities, and we're nearing $1,000 pp. OUCH!  There goes that vacation plan....

Both of us still want to take a mini vacation.  Given that neither of us have been in DC for a while, that might be our next trip.  If we do this trip, we will see her cousin, and I will be traveling solely as Mario.  It'll be strange taking a vacation as Mario for a change.  But it will be worth it to have someone to travel with....

I'm thinking of a cruise

There is one important difference between this cruise and one scheduled earlier in the year - the price. In April, this cruise has a lower single supplement than a cruise taken later in the year.  My feeling is that the cruise lines expect that both demand and capacity will increase sometime this summer, and that they will be able to charge more for the same cruise itineraries they are selling today. 

I plan to do a quick run to Bermuda to get away from New York for a while. Unfortunately, I will likely not be able to take a cheaper cruise, as I expect to be working until my 65th birthday.  So, it'll be something like this cruise I'll be taking later in the year - just before I take my Hawaiian cruise.

Once I finish my Hawaiian cruise, I'm looking at taking some (mostly) land based vacations where I can travel about as Marian - for purposes of seeing places I've never been, and not just for the purpose of going out and about as Marian.  Since my niece now lives overseas with her husband, it'll be nice to see Great Britain (and Ireland) for the first time.

Will I have someone traveling with me?  Maybe.  It would have been nice for things to have worked out with one ex-girlfriend.  Since they didn't, they freed me up to make different choices than I would have made if the relationship had survived.  If I didn't screw things up with my former cruise partner, I'd never be thinking of taking a long vacation in Great Britain, returning home on the Queen Mary II. So, in a way, things may be working out for the best after all....

If I were unemployed, I'd take this cruise now.

As many of my readers know, I have a pen pal in Ontario who only knows me as Marian.  The other day, she sent me an email (in response to one of my emails) telling me that she is on this cruise this week.  While her parents may be going home at the end of the cruise (I'm not sure of this), she's booking a second cruise on the same ship and suggested that I buy a cheap  inside cabin and join her on her second trip to Bermuda.  I'm not sure if I want to tell her that I am still legally Mario if we were to meet up for a cruise, even though we'd be in separate rooms.

As much as I'd like to join her in Bermuda, I'm a bit leery of getting off the boat as Marian in a place I've never visited before.  All my ID says "Mario!" and this could get me into big trouble in some areas of the world. I figure that I might scope out this trip one day in Mario mode, then take it again as Marian if things go smoothly when getting off and back onto the ship.

This is a cruise I'd like to take some day, but not one that I'd go far out of my way to take.  The Hawaii and the Panama Canal cruises are higher on my list of trips to take.  Yet, I could see this trip as a test to find out whether a special person and I could travel well together....

Too bad that I don't feel safe in getting off the ship at many ports as Rhonda did on her cruise.  I'm not sure if she has legally transitioned or not, but she has a much easier time than I do going about the world as a woman. (I should ask her one day, as I'd like to know if she has any advice for me in getting out at the same ports as she did on her cruise.)  At least, she knows how to dress well and up on a cruise.....